Time Is Money – Take It Slow

Yves SchoofFinance

Many of us feel as if we are running at 100 miles per hour every day. We often feel compelled to make important decisions under pressure. But when it comes to investing (and so many other things in life), the wiser option is to slow down, value our time and exercise patience. I have listed two articles below that look … Read More

Are We In A Share Market Bubble?

Yves SchoofBusiness

A strong start for equity markets in 2021 has people talking about asset bubbles forming. Some observers point to price-to-earnings ratios at levels last seen during the dotcom era of the late ‘90s. So what’s an investor to do? Some are tempted to time the market—get out for a while and get back in later or put off investing till … Read More

Should You Get Into Cryptocurrency

Yves SchoofBusiness

With all the talk about bitcoin and other cryptocurrency, I thought it would be useful to share some objective articles, so you can gain some further insights. I hope it is valuable for you. Should bitcoin be in your portfolio? Cryptocurrencies and ICOs Cryptocurrency – how it works and how you can invest    

By Letting It Go, It Gets Done

Yves SchoofBusiness

Many people believe that a successful investment strategy requires active management and constant changing of their portfolio. However, unlike many other areas in our lives, investment is one area where constant tinkering is not well correlated with success. Instead, financial science says you are best to direct your investment efforts to things you can control such as: Your own savings … Read More

Are You Investing Or Gambling?

Yves SchoofBusiness

It seems that everyone has now jumped on the ‘investment’ bandwagon. It has never been easier to open a trading account with low fees, and trade shares or ETFs all over the world. The popularity of ETF’s in particular keep rising and there has been a proliferation of different investment products. BUT…the question you have to ask yourself is, are … Read More

Do You Still Need To Organise Income Protection?

Yves SchoofBusiness

Following the changes to income protection policies in March 2020, there will be even more sweeping changes later this year. In response to concerns about the sustainability of the income protection insurance industry, Australia’s prudential regulator, APRA, is set to mandate further regulatory changes from October 2021, that will have a major impact on professionals seeking income protection cover. The … Read More

Whittaker’s Financial Commandments

Yves SchoofBusiness

When I first came to Australia, the first personal finance book I read was authored by Noel Whittaker. To this day, his financial tips are very valuable to me and of course also my clients. HERE is an another excellent article by Mr Whittaker, published just before Christmas. I am sure you will find his practical advice as valuable as … Read More

10 Share Market Predictions For 2021

Yves SchoofBusiness

The start of a new year brings out the share market forecasters with their crystal balls. But after what we experienced in 2020, you have to be really brave to make a short-term prediction about financial markets with any confidence. With that in mind, how should we think about the future? A starting point is to filter out the short-term … Read More

How To Have A Better Chance Of Achieving Your Goals

Yves SchoofFinance

The start of a New Year provides is the traditional time for us to review our lives and set new goals for our health, finances, jobs and relationships. But unfortunately these big resolutions, made with the best of intentions, don’t always work out. Why is that? One problem, say psychologists, is we often overlook the importance of mindset. Instead of … Read More

Your Financial Priorities For 2021

Yves SchoofFinance

Happy new year first of all, and welcome back to my weekly blog. I thought this would be a good time to consider what your financial priorities should be for the year ahead. Please find below a non-exhaustive list for you to consider. Cash flow Can you earn a higher income? Perhaps you can position yourself for career progression, and … Read More