Don’t we all wish we had a crystal ball? Well, we have something that comes pretty close to that. As part of your financial planning process for our doctor and dentist clients, we undertake detailed financial modelling. Based on the information you provide about your current and expected future circumstances, we can give you a glimpse into your financial future. … Read More

For this weeks’ article I got my inspiration from the Humble Dollar blog. I have condensed the ideas and tips with some comments of my own. I hope you find value in it.   Don’t overextend yourself financially when buying a home, or it will determine the rest of your life. As a guideline, make sure you can pay off … Read More

Time is running out to put in place a current-style income protection policy, and we have been getting numerous enquiries from doctors and dentists wanting to do just that before March 2020. This is in response to newspaper articles about the upcoming changes to income protection policies. In response to ongoing heavy losses in respect of individual disability income insurance … Read More

There is a clear movement, in particular with the younger generations, towards ethical and sustainable investment. In essence it means that you apply a ‘filter’ to your investments. This filter can be positive, i.e. you seek to invest in companies that demonstrate sustainable management practices and environmental policies. The filter can also be negative: you avoid investment in tobacco companies … Read More

You already have enough complexity in your life. Why create more? In this video I explain why it pays to keep your financial affairs simple.

Estate planning is the process whereby you typically create a Will, Power of Attorney and Power of Guardianship document. Whilst many of us do not want to think about death, it is inevitable of course. Organising your affairs will save your loved ones a lot of time and unnecessary expenses. In this series of videos I explain the different types … Read More

This was the premise of a news article I recently read. The idea is that you take regular time off work to actively manage your money, find the best deals, monitor your investments, etc. Whilst on the surface this may seem like a good idea for most people, for doctors and dentists there is tremendous opportunity cost (i.e. lost income … Read More

One of the main questions we get from young doctors and dentists is how to best protect their family, and how to achieve this in a cost-effective way. With so many different personal insurance products on the market and variables to choose from, how do you best organise this? Well, you should of course always seek professional advice, but I … Read More