Is The Key To Your Financial Freedom An Envelope?

Yves SchoofBusiness

The number one reason why medical and dental professionals work with us, is to seize control of their cash flow and make financial progress.

They, like you perhaps, realise, that there is a tremendous opportunity cost in wasting time and money when you are young.

If you want to be financially independent by your mid-50’s (i.e. being able to choose how much you work), then you have no time to waste.

I have talked about the idea of paying yourself first several times, including about setting up several offset/savings accounts to structure your cash flow.

So when I came across this articled, I thought you might be interested by this old-fashioned, yet novel approach to manage your cash flow.


‘I know now that if you are not tracking and measuring your money, you are in oblivion…’


This is easily the most important sentence in this article.


To read more, click HERE.

Yves Schoof
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Yves Schoof

Author | Specialist Adviser for Medical Specialists and Surgeons at Affluence Private Wealth
I specialise in managing and coordinating the financial affairs of medical professionals and have been recognised as one of the best financial planners in Australia. I am a Certified Financial Planner and member of the Financial Planning Association of Australia.

As I understand your time is extremely valuable and scarce, I am able to offer flexible meetings times, including outside business hours and during the weekend. I can even come and meet you somewhere convenient, or talk via videoconference on Skype.

My first consultation is free. I allocate up to 90 minutes to discuss your personal circumstances and to establish how I may best assist you. Where you already have an existing adviser, I would be happy to offer a second opinion. I always quote a fixed dollar fee before we start working together.

Please contact me on or call me direct on 0432 885 295. You can follow me on Twitter @YvesSchoof or connect with me on LinkedIn to receive new articles.

Yves Schoof and Affluence Private Wealth are Authorised Representatives of Synchron, AFS Licence No. 243313. 

The information posted is intended to be general in nature and is not personal financial product advice. It does not take into account your objectives, financial situation or needs.
Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant product disclosure statement (PDS) or other offer document prior to making a decision.
Yves Schoof
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