Affluence Private

How can you minimise your income tax? Would it be appropriate for you to use a family trust, investment bonds or other tax-effective structures?

Are your loans properly structured and is your mortgage being repaid in a reasonable timeframe? When did you last review your loans?

Do you have multiple super funds? Is your super appropriately invested? How much should you contribute? Would an SMSF be suitable?

How can you balance income tax, mortgage repayments & living expenses? How can you at the same time save for your own retirement?

Have you set goals and mapped out a plan to achieve them? Are you clear on what you need to be doing with your money to achieve good results?

Have you organised your estate planning? Have you considered your super & other entities as part of your plan? How up to date is everything?

Do you have a business plan? Have you considered how starting a practice will affect your personal finances? How can you grow your practice?

Should you invest in property, shares and/or managed funds? Is negative gearing appropriate for you? How much should you save for retirement?